Rogelio Simpson, Author at Beacon Club
 

Author: Rogelio Simpson

Investing in Real Estate? Here’s What You Need to Avoid

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Overnight success doesn’t exist in the world of real estate investing. Even the most seasoned investors will tell you that it took them years of trial and error before becoming true masters of their craft. And yes, they still commit mistakes now and then. But if you want to be successful at investing in real estate, it’s very important to avoid these common pitfalls that could hurt your goals pretty badly. 

 

  • Diving into something you know little about.

Whether it’s buying a piece of land from Avid Carolina or investing in a newly built property, it’s very important to do thorough research before diving into anything. The truth is, a good real estate investment doesn’t rely solely on a good location. You also need to consider a lot of different factors before you could dive into buying a property or land as an investment. Not doing enough research will not only put your money at risk for loss, but it could also jeopardise your entire investment portfolio.

 

  • Working on your own.

Sure, real estate investment is a lot like running a business where you are your boss. But it’s also no secret that you need to work with other people to be able to close deals fast and make transactions smoother. Seasoned real estate investors will tell you to build meaningful relationships with people within your network. You need to make sure that you tap into every useful resource that will help you make the right decisions with your investments. This should include a good lawyer, insurance representative and home inspector. 

 

  • Overpaying for an investment.

Here’s the thing: no property or land is ever too ideally located that it should be worth more than you can afford. It’s not hard to find overpriced properties in the market today. A lot of investors fall prey to these pricey investments just because they don’t research well or they’re easily convinced by smart marketing strategies. But if you are to make the most value for your investment, it’s very important to go through the nitty-gritty of each property first and compare prices to ensure that you’re not being ripped off your money. 

 

  • Getting poor funding

Financing is extremely valuable when you’re investing in real estate since you’re going to need a huge sum of money to purchase a piece of land or buy a newly built house. But it’s also a common mistake to go for loans that easily get you approved that have very high interest rates. Remember that it’s better to take your time in finding the right lender than jumping on an easy approval that will only make you spend more in the long run due to high interest.

 

Are you ready to get into real estate investing? Make sure to keep these things in mind so you can make smarter decisions with your investments. Although there are no overnight successes in real estate investing, you can reach your goals if you do things right. With enough research, you’ll be ready to dive in and get started soon enough!

Top Three Best and Safest Ways to Teach Your Child to Swim

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In Australia, swimming is the most popular pass time activity and sport. So, it goes without saying that children should be taught how to do it properly, and more importantly — safely. But there’s been a long-lasting debate on then when and how parents should teach their children to swim.

To put this argument to bed, we’ll be listing the best, safest ways children can learn to swim. Additionally, we’ll talk about what age it’s best to start.

 

When Should You Start Teaching Them to Swim?

To avoid the fear of water, and reduce the risk of drowning, children ought to start taking lessons from a young age. There are programs for kids as young as three months, but these focus more on getting them comfortable with the new environment.

Keep in mind that these aren’t regular swimming lessons, as those aren’t advised for children under 12 months, because they can’t raise their heads above water.

However, most experts say that it’s safe for kids from 1-4 years of age to participate in lessons. It’s even advised that, within this age group, it’s best to start learning sooner rather than later. The biggest reason behind this is that children won’t develop a fear of water and will pick up the skill quicker.

 

Top Three Ways to Teach a Child to Swim

 

Parent-Child Playtime From a Young Age

While children under one year of age can’t partake in regular swimming lessons, they can enjoy the parent-child play time. These specialized classes allow infants to become more comfortable with water, and develop their motor skills from a young age. Not to mention, they allow you, as a parent, to deepen the bond with your kids, and have a special activity all to yourselves.

Swimming Lessons at a Public Centre or School

After the first year of your child’s life, you can enrol them in swimming lessons at a private school or a public learning centre. These programs teach kids to paddle and get around in the water, as well as how to be safe while swimming. The only issue with these types of lessons is if a group takes on a lot of students and doesn’t hire enough teachers per child.

Tip: To ensure your young ones are always safe, look for schools that hire CPR-certified teachers.

Private Swimming Lessons

If you have a pool in your yard, and kids eager to learn swimming — private lessons are the way to go. An instructor will come to your house and help your child, no matter how young or old they are, learn how to properly swim. They will also adjust the lessons to the needs of your child, and take an approach that best works for them.

Moreover, private swimming lessons Eastern Suburbs can help your children become more comfortable in the water, and learn key safety skills and procedures. As a result, your child will be comfortable with swimming, and you won’t have to worry as your kids explore the various swim spots in the Eastern Suburbs.

 

Final Thoughts

Teaching your child to swim is an exciting, sometimes nerve-racking part of their childhood. However, as long as you take proper precautions and seek professional help, you’ll have nothing to worry about.

The Best Suburbs to Live in NSW in 2021

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With all the changes that have already, and continue to impact our lives in 2021, many of us are looking for better places to live in. Thus, it’s no surprise that numerous Kiwis are circling various NSW suburbs, and seriously considering making the move.

But, not all suburbs are made the same, and with 658 in Sydney alone, narrowing your choices down can be quite the challenge. To help you out, we’ve created a list of the best NSW suburbs to live in in 2021. 

 

Dulwich Hill

Dulwich Hill exemplifies the very best that NSW suburbs have to offer. It’s small, low-key, and has all of the amenities and attractions you will ever need. The suburb truly exudes charm and features immaculate landscaping, parks, as well as well-kept and clean public spaces. It’s one of those places where you can just sit back, relax, and enjoy being one with the world around you. 

In Dulwich Hill the architecture is unique, the streets colourful, and the bars and cafes are a whole lot of fun. The suburb is also very well-connected, so you’ll always be only a short ride away from other great suburbs such as Marrickville, Ashfield and Petersham.

The only slight downside to Dulwich Hill is that it’s somewhat pricier than most. So, if your primary focus is finding affordable housing, it may not be the best fit.

 

Wyee

Wyee is an incredibly charming little suburb that sits 8 kilometres from Morisset and 18 kilometres from Wyong. Thus, this suburb is close to many great amenities, shops, restaurants and cafes, and it comes with a train station. 

However, the best thing Wyee has going for it is miles of pristine nature, as well as clean beaches and water. The residents can often be seen taking long walks, making sure to enjoy the scenery around them, and stopping to smell the flowers along the way.

On the other hand, the most surprising thing about Wyee is that the real estate market has remained quite stable throughout its growth. So, rentals, homes, as well as house and land packages Wyee remain affordable for most. Not to mention, because properties are so fairly-priced, homeowners and investors can expect a high ROI on their properties.

 

Putney

What makes Putney special is the fact that it’s home to some of the most beautifully designed and well-kept parkland in NSW. Additionally, the suburb is compact, without being densely-built. So, you won’t have to walk for too long before stumbling upon a wonderful park or shops.

However, all of the residents still have ample room to breathe and grow, which is why it’s so attractive to many families. Additionally, Putney’s drinking and dining spots are very lively, and the residents go above and beyond to welcome newcomers. 

Putney is also home to some of the most impressive, beautifully-built real estate, which, in truth, will set you back a pretty penny. That being said, there are still a lot of more affordable options for those looking to call Putney their new home.

 

Final Thoughts

Truth be told, you won’t go wrong if you choose any of these NSW suburbs. Still, we hope we’ve helped you find one that perfectly fits your lifestyle, needs and budget.

The Dos and Don’t’s of Choosing a Marketing Agency

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Finding a marketing agency to help boost your sales, and grow your business is an exciting time. However, it can also be extremely overwhelming, especially if you aren’t exactly sure what to look for.

Luckily, you don’t have to make this decision on your own. In this article, we’ll go over the dos and don’ts of hiring a marketing agency, to ensure you find the best person for the job.

 

Do:

Make Your Budget and Goals Known

Perhaps the most important thing to do when choosing a marketing agency is to make sure you’re on the same page from the get-go. Namely, you have to communicate what you expect from them and discuss your long-term and short-term goals and budgets.

At this stage, you shouldn’t try to over(or undersell) your company, but be brutally honest. Not to mention, the digital marketing agency needs to know what and how to prepare, and how much money they have available.

 

Ask for Case Studies or Referrals

To ensure you find a marketing agency that’s the perfect fit for you, you ought to do some research on their previous projects. In doing so, you’ll be able to gauge their experience, as well as the kind of results that their previous clients are seeing.

So, make sure the agency’s portfolio is well built, and their case studies offer a thorough explanation of how they identified and solved the client’s issues. A great example of this is Vine Digital Marketing Agency’s case study page which explains the challenge, results and key achievements for each project.

Keep Your Eyes on the Prize

Marketing agencies offer all sorts of services, from web design to SEO, PPC, social media boosts, etc. However, your business likely won’t need to utilize all of them, nor should it try to do so at once.

Instead, both you and your marketing agency should create a clear-cut plan about what areas need improvement, and stick to it. At this point, you should also ask the agency how they plan on reaching the goals that you’ve agreed on. In doing so, you’ll ensure both parties keep their eyes on the prize at all times and are able to meet the established goals.

 

Don’t:

Allow the Agency to Mistake Outputs for Outcomes

Like we mentioned, you have to establish and stick to clear goals for your marketing strategy. However, that doesn’t mean obsessing on every letter, comma and period in your newest post, but rather thinking about how it’s affecting your bottom line.

So, while the agency should make sure your post schedule is always set up, they also need to look at the bigger picture. Namely, take note of how the posts are performing overall, and whether or not they’re bringing in a profit. In doing so, they’ll be able to learn more about how your audience interacts with your business, and use it to your advantage.

 

Final Thoughts

With the right tools, finding the best marketing agency doesn’t have to be stressful. Moreover, once you know what to look (and ask) for, you’ll be able to delegate this part of the job to someone with expertise in the field. Thus, you’ll be able to focus on things that matter, and nurture and grow your business.

Everything You to Know Before Purchasing a Home in Wyndham Vale

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Wyndham Vale has seen a lot of growth in recent years, both population and development-wise. Namely, new neighbourhoods are popping up all over the suburb, and many Kiwis are now flocking to the area.

So, it comes as no surprise that you’ve also been toying with this idea, and want to learn some additional info about the suburb. To help you make a good decision regarding your relocating to the area, we’ll tell you all you need to know about purchasing a home in Wyndham Vale.

 

Wyndham Vale 101

 

The Location

Wyndham Vale is located only 31 kilometres away from Melbourne’s CBD, making it a popular residence for many working professionals. Additionally, the suburb neighbours several larger suburbs, such as Truganina, Tarneit and Werribee, allowing residents to take advantage of their amenities. So, as far as the location is concerned, Wyndham Vale sits at the perfect place, as it allows for access to nature, as well as proximity to job opportunities and events.

 

Amenities

Wyndham Vale offers plenty of amenities, for all types of people. If you’re a sport’s buff, you can enjoy the activities and the Wyndham Vale Sports Club. Here, all members of the community, from the young to the old can enjoy a good game of cricket. Additionally, there’s a football and a hockey club in the suburb.

Wyndham Vale also comes with some great schooling options, a prep year 12 school Manor Lakes, and the Wyndham Central College. So, it comes as no surprise that many families are looking to move to the area to facilitate better schooling for their children.

 

Purchasing a Home

Despite the fact that Wyndham Vale is already an established suburb, there’s still a lot of ongoing development. So, there are plenty of apartments available for rent, and homes for purchase.

Additionally, there are great house and land packages Wyndham Vale, which offer a quick and easy way of purchasing a home. These packages allow you to remove all of the guesswork out of the equation, and get a move-in ready house.

The greatest part of all of this is that there’s plenty of room for new residents to move in, and enjoy all that Wyndham Vale has to offer.

 

What to Expect from Wyndham Vale

Wyndham Vale allows you to live a well-connected life while allowing you ample space to breathe and grow. Because it’s so close to the Melbourne CBD, it’s home to a lot of professionals, especially those who are looking for a better work-life balance.

Additionally, thanks to great schools, well-kept parks, and plenty of fun activities, it’s perfect for families with children. Not to mention, house and land packages Wyndham Vale allow you to get the home of your dreams — without breaking the bank.

 

Final Thoughts

Wyndham Vale is a unique area, as it sits on the edge of being a suburb and a town. It comes with great amenities, and the price of real estate still hasn’t skyrocketed. So, if you’re thinking about purchasing a home here, we recommend making inquiries on time.

Owning a Home Risks and Benefits

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Owning a house is one of the most common goals that everyone wants in their life. People have for long accepted the fact that owning a home is something that is required and that if you’re going to be successful, it should be one of your apparent priorities.

However, that is not always the case. In anything you do and in anything you spend money on, especially when it’s a considerable amount, you have to weigh out the benefits and the risks.

 

Long Term Investment

Most of the time, homes increase in value over time through appreciation. Still, since real estate prices are cyclical and unstable, homeowners shouldn’t expect the property to grow in a short-term span drastically.

Considering this, if you plan on staying in your home for long enough that the value of it is bound to increase, then it’s a good idea for you. In the long run, if you decide to sell your home for a profit, you’ll be able to sell it at a higher price.

 

Location

This is another crucial factor when discussing the advantages and disadvantages of owning a home.  Market value varies by location. So if you’re paying for a pricey house in the middle of nowhere without any hopes of improving your neighboring land area, you probably won’t ever profit from it.

We suggest that you look for a perfect place to settle in. An area where the money you worked hard for doesn’t go to waste. To not let your money go to waste, we suggest you check out the house and land packages Queensland

 

Depreciation

This is the complete opposite of what you want to happen to your house. Even if you’re wealthy and you can afford it, there is no logical reason to waste money. If you invest in a home without taking into account the potential depreciation like in the unexpected housing crisis of 2008, then you’re walking into a fight blindfolded.

 

Liquidation

Houses and properties are financial assets. However, they’re a formidable asset to deal with if you plan to maintain a state of liquidated assets. It won’t be easy for you to sell houses in a short span of time, meaning that if you need to liquidate your assets, your home will probably be the one to go last.

 

Upfront Costs

Investing in a home can be expensive – that’s something that not everyone can deal with, especially those who are still finding their ways in the world. Even if you can deal with the mortgage, there are still upfront expenses you have to consider before investing in a house.

There’s more to your expenses than the selling price of the property and the interest rate that comes with your mortgage. It’s expected that you’ll end up paying 2% to 5% of the purchase price in closing costs. 

 

Conclusion

A home is an investment with a lot of benefits, but also a lot of risks. As exciting as this investment seems, it’s not for everyone. Before investing in your own home, thinking about the practicalities and weighing out the benefits and risks of your decision is essential.

Maybe you’re not fit to buy a house yet. That’s okay because this doesn’t mean that you won’t be able to buy one in the future; it just means that you’re spending your money wisely and not making rash decisions.

6 Benefits of Investing in Commercial Property

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Investing in commercial property is something that more and more people are leaning towards; with little to moderate returns from the residential property they’ve invested in, investors are now considering commercial property as a more healthy alternative!

Everything from offices, shops, or even warehouses can be commercial properties that you can start investing in today. Investing in these not only gives you a lot of diversity, but it also has a high chance of giving you positive cash flow!

Not convinced? You better call your commercial buyer’s agent now cause here are the six benefits that come with investing in commercial property!

 

Stable Income

Among all of the benefits of investing in commercial property, the stability it has when it comes to income generation is arguably at the top. The returns are a lot more secure to ride with, and they are also generally high!

Compared to investing in stocks and shares, the property market fluctuates a lot less and is a lot less unpredictable!

 

Lack of Volatility

The risk of the property market crashing overnight is almost non-existent. The overall lack of commercial property volatility allows it to become a safer bet if you’ve just begun to dip your toes into the property investment pool!

As long as you own the right property, it would help if you didn’t worry about losing profit anytime soon. You can learn more about this advantage in commercial real estate to help you decide on your investment prospects. 

 

Complete Control Over Your Investment

If you own commercial property, you have a significant amount of control over your investment. Everything from renovations, upgrading equipment, or even changing what the property is used for can be decided by you.

You have absolute control over whatever happens to the commercial property from development to even just disposing of it entirely. This control is what makes it so forgiving and versatile at the same time as an investment!

 

Leveraging

Like owning or investing in residential properties, you can leverage your returns by borrowing up to 70% of the initial value of the commercial property you invested in! This can be incredibly both in the short and long run.

 

Exposure to the Diverse Sectors of the Economy!

Because the commercial property is so diverse, you get exposed to many sectors of the economy. Retail and industrial properties that you own direct link to the general state of the economy because of how the businesses work.

Since consumers spend money on the goods that you sell in your commercial property!

 

Adding Value to your Commercial Property

Adding value to a commercial property is about as simple as renovating it and making it look better than before. However, if you want to bump up your commercial property’s value, the method is a lot more direct!

Many people think you can’t add value to commercial property, and that’s where you’ve gone wrong. You can increase the rental income of the property itself. Doing this will translate to an increase in the value of your property!

Want to know more about the commercial property or the property market as a whole? Check out the Rethink Investing podcast and learn about the ins and outs!

House and Land Complete Guide to Buying Property in Australia

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Buying property can be a stressful endeavour for a lot of people. It can be incredibly tedious to do, and most of us don’t even know if we’re looking for a property the right way. The nerve-wracking process of buying property isn’t unique to you either – it happens to all of us.

What you purchase is what you’re going to live in for years, if not decades! That means that you can’t go into this blind. Luckily, we’re here to help!

Let us show you everything you need to know about buying a house and land property in Australia!

 

Knowing House & Land Packages

House and land packages are the ideal options for new homeowners who are tight on a budget. Since the land and the home design are packaged up, the process is a lot simpler and cost-efficient!

There are two types of house and land packages that you can get from a Hillstowe officer:

  • A standard house and land package
  • Turnkey packages

Standard house and land packages allow you to build and fully customize your home at a later date. This grants you a lot more control of what you can do with the land you bought.

Turnkey packages offer you a full property that you can move into right away! You can literally just turn the key to the door and start living in the place that you choose. In both scenarios, the builder and developer will be working together on the construction of the home.

 

5 Steps To Buying a House and Land Package

So you’re convinced and want to get your hands on a house and land package, hold your horses! Here are some steps you should take for you to sweep through the process.

 

Do Your Research

This is the most crucial step when buying a house and land package. Understanding what you want and talking to a house and land officer, from the size to the features you can add to the home, will make the transition a lot easier. Checking out the location and picking one that has schools, public transportation, shops, and hospitals nearby is a no brainer.

 

Approach your Developer of Choice!

After doing your research, approach the developers of properties that you’ve taken an interest in and see which one is right for you. Compare costs, the build time for each one of your choices, and make sure to check for any hidden expenses in the contract.

Getting a financial adviser is a good idea here too!

 

Organize your Finances

After getting quotes from your builder, you can organize whether you’ll need a home loan or a land loan and construction loan. You can also go to a lender to get a pre-approval on how much you can borrow to help your budget!

 

Keep Track of the Build

You’ve chosen the design and the features you want to see in your house, but you still have to keep track of the progress. Things can be misinterpreted, and you should be there to make sure everything goes right!

 

Signing off & Moving in 

The final step is to sign off on legal documents and be prepared to move in. all the patience worked out, and now that the paperwork is out of the way, you can begin your new life in your

4 Easy Ways to Renovate Your Garden

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Whether you’re an avid gardener or simply love hanging out in the garden of your home, there are some easy ways to renovate your garden to make it all the more pleasant. Some of these tips require a little spending while others don’t – pick and choose to find the advice that is most relevant and useful to you, and the space that you are working with. 

 

Get That Concrete Repaired

If you have old and worn concrete in your garden, whether that’s tiles or smooth concrete, getting concrete repairs in Sydney is a great way of changing up the space. Not sure what type of style you’d like? Need an expert to assess what needs to be done? While you will be paying for the services of a professional, you can leave this in the hands of someone who knows what they’re doing while you sit back and watch the entire space change with just one repair job. You’d be shocked to see some of the before and after pictures of concrete repairs: the results can truly be stunning. You can learn more about materials used in building here

 

Buy Some New Plants

Plants are becoming an increasingly popular decor item, but gardening has always been a classic way of changing up your outdoor space. It takes a little work, a little planning and a little sweat, but the results will pay off and you’ll be all the more excited about the results you’ve achieved with your own hands. If you don’t have a green thumb, you can invest in plants grown by professionals, and find a pot to suit the styling you’ve already got going.

 

A Fresh Coat of Paint

This one is great because not only will it transform the mood of any space – if you’ve got kids, you can enlist their help and dole out the brushes and smocks! Painting can be made into a fun activity for the whole family, and again, the final results will feel all the more satisfying as you step back and take in your handiwork. 

 

Mow the Lawn Once a Fortnight

Look, it’s obvious, but regularly mowing the lawn can do wonders for the appearance of the entire yard. If you’ve done all that work, only for unkempt weeds and long grass to ruin it, that would be a shame. Tie up your laces, get out into the sun and make a habit of moving the lawn more often than most people would think. And don’t forget your hat!

 

However you decide to approach your garden revamp, we hope these tips have given you a starting point. From simple tasks such as mowing the lawn to tasks that require some grunt work or cash, you can easily achieve polarising results when you know exactly what needs to be done. Good luck with whatever approach you decide to take, and don’t be afraid to enlist the assistance of a professional in the field, should you run into any difficulties on your home renovation journey.

Finding a Bed Throw for Your Child in Australia

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Finding a bed throw for your child can be a process that is time consuming and full of effort, if you don’t know what you are looking for. There are a range of options on the market, and trying to navigate your child’s tastes on top of price can be a difficult task. To make this simple, here are the most popular options perfectly suited to kids. These bed throws in Australia are bound to be the right fit, as they present a wide range of options to suit the personality and needs of your little one, as well as being well-suited to the Australian climate.

 

What is the Difference Between a Bed Throw and a Blanket?

Firstly, a bed throw is smaller than a blanket. A throw can be draped over couches, chairs, the foot of the bed, or on blanket racks or walls. Throws provide comfort for wherever you’re sitting, whether that’s the lounge or on a chair. As well as providing great warmth, they are a visually pleasing addition to the styling of any room. 

 

Why Does My Child Need a Throw?

A throw gives a cosy, stylish update to any room. In Australia, a throw can offer that bit of warmth without smothering in the heat, sitting perfectly at the end of a bed, and less heavy than a duvet. However, in the colder months where the temperature truly drops, a throw is the perfect solution. There are a range of throws on the market, which are available at an affordable price. If you’d like to invest in something a little more high-end, there are hand-woven throws made from premium fabrics… but if your child is chronically spilling messes on soft surfaces such as lounge chairs, perhaps this is a sign to invest in something that has warmth without being a disaster if stained. Wait until your child is older before buying them a premium throw blanket.

 

From chunky cable knit to chain rib angora, there is a range of quality throws you can choose from for your child. Bring your child along when you go shopping, to get a sense of their tastes and the colour schemes that they are drawn to. Ordering online is another great option for busy families, though children, as sensory-driven human beings, won’t necessarily have the same level of input. Use your judgment and know whether an expensive throw will get ruined within five minutes, or go the distance and last your child into adulthood. If all else fails, you can always remove any stain. You just need to know how, and there’s always a way!

 

We hope you find a throw to reflect the needs, style and personality of your child. There’s something out there for everyone, with just a little bit of hunting. Just think about what best suits the tone and style of the room, as well as the styling of your home in general – with a warm throw, you can expect your child to use it and never let it go – the last thing you want is a hot pink or lurid orange throw in your beige and white living room!

 

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